How to Send Money on Snapchat: A Complete Guide for 2023

How to Send Money on Snapchat: A Complete Guide for 2023

In today’s digital age, sending money to friends and family has become easier than ever. Snapchat, the popular social media platform, has also jumped on the bandwagon by introducing their own payment feature. With Snapchat’s payment feature, you can easily send and receive money within the app. In this guide, we will walk you through the steps to send money on Snapchat and provide you with all the necessary information you need to know.

What is Snapchat?

Snapchat is a multimedia messaging app that allows users to send pictures, videos, and messages that disappear after a set time. It was launched in 2011 and has since become one of the most popular social media platforms worldwide. Snapchat also offers various features, such as filters, lenses, and stickers, that users can use to enhance their snaps.

What is Snapchat’s Payment Feature?

Snapchat’s payment feature, known as Snapcash, allows users to send and receive money within the app. It was launched in 2014 in partnership with Square, a mobile payment company. Snapcash uses Square’s technology to securely process payments. Users can link their debit card to their Snapchat account to send and receive money.

Steps to Send Money on Snapchat

Sending money on Snapchat is a straightforward process. Here are the steps you need to follow:

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1. Open Snapchat and go to the chat window of the person you want to send money to.
2. Tap on the dollar sign icon at the bottom of the chat window.
3. Enter the amount you want to send and tap on the green button.
4. If you haven’t linked your debit card to your Snapchat account, you will be prompted to do so.
5. Once your debit card is linked, confirm the payment by entering your PIN or using Touch ID/Face ID.
6. The money will be transferred to the recipient’s account instantly.

Features of Snapchat’s Payment Feature

Snapchat’s payment feature offers several benefits, including:

1. Quick and easy money transfers within the app.
2. Secure payments using Square’s technology.
3. No fees for sending or receiving money.
4. The ability to split bills with friends and family.

Pros and Cons of Snapchat’s Payment Feature

Like any other payment service, Snapchat’s payment feature has its pros and cons. Here are some of them:


1. Quick and easy money transfers.
2. No fees for sending or receiving money.
3. Secure payments using Square’s technology.


1. Limited availability in some countries.
2. Only available to users who are 18 years or older.
3. No buyer or seller protection.

Comparison Table

Here is a comparison table of Snapchat’s payment feature with other popular payment services:

Payment Service Availability Fees Security Age Requirement
Snapcash US only No fees Secure 18+
Venmo US only No fees for debit cards, 3% fee for credit cards Secure 18+
PayPal Available worldwide Fees for some transactions Secure 18+
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Q: Is Snapchat’s payment feature safe?

A: Yes, Snapchat’s payment feature uses Square’s technology to securely process payments.

Q: Can I use Snapcash outside of the US?

A: No, Snapcash is currently only available in the US.

Q: Is there a limit to how much money I can send on Snapchat?

A: Yes, there is a limit of $2,500 per week for sending and receiving money on Snapchat.


Snapchat’s payment feature, Snapcash, is a convenient and secure way to send and receive money within the app. It offers several benefits, such as quick and easy money transfers and no fees for sending or receiving money. However, it is only available in the US and has limited availability in some countries. If you are looking for a payment service with worldwide availability, PayPal might be a better option. Always make sure to read the terms and conditions of any payment service before using it.

Himanshi Tyagi
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